Home Equity Loan Interest Rates 2025 . Your potential home equity loan rate depends in part on where your home is located. Compare home equity loan interest rates and learn how to get the best rate offers.
    
 
         
     
 
     
 
The average rate for home equity lines of credit hit 9.54%, to hold steady. The best home equity loan lenders offer a variety of repayment terms, low interest rates and few fees.
 
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